Good morning to you all from a freezing cold Apex, NC
The best way to save of course is to make it a way of life. Simplying your lifestyle can save you thousands and even tens of thousands of dollars in a year.
Take for example how to save one day's savings on take out food: Coffee $3.00 + Lunch $5.00 + Dinner $8.00 plus tax would add up to roughly $17. Let's say you do this for 200 days out of the year, = $3,400. That is just for one person. Now compare that to making your own coffee at home and having cereal/hot breakfast at home, pack a sandwich or have last night's left overs for lunch and cook dinner at home. If you are a couple, that's a saving of $6,800. That's money towards your retirement savings or to pay down debts AND have that much deserved cruise vacation!
Tips to start you on your way to simplifying can be found on http://freebies.about.com/cs/aboutsites/a/moneysavingtips.htm
Happy simplifying!
Thrifty
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