Monday, September 8, 2008

Insurance

Auto: To see if you're getting the best rate for care insurance, visit the website of the National Association of Insurance Commissioners, and click on NAIC States & Jurisdictions to find your state's insurance department. Most provide comparative premium quotes based on standard customer profiles. You can also get quotes from insurers by phone or over the Internet, although this sets you up for unwanted calls, mail or email. You can also compare premiums from multiple carriers by using independent Web sites, such as Insweb, Insurance.com, and Insure.com.

Life: Life-insurance premiums have dropped dramatically since the 1990s, so depending on when you bought yours, you may want to compare your rate to the going rates today. If your health had room for improvement when you bought your life insurnace, consider adopting a healthier lifestyle to get yourself re-rated for a lower premium. Check with your doctor before getting into shape to apply for a new policy or new rates. You can get premium quotes at LifeInsure.com. Don't cancel your existing policy until you have a new one already in place.

Happy saving!
Thrifty